Terms of use and legal information for the website.

1. Identification:
Responsible for the website: Negócio Assertivo, Lda
Activity: Linked Credit Intermediary
Registration: Bank of Portugal Registration No.: xxx (In the process of being obtained)
Email: sf.mortgagept@gmail.com (replace with email from the domain info@negocioassertivo.pt)
Telephone: 968 090 698

2. Purpose:
The purpose of this website is to provide information on credit intermediation services and to offer a mortgage simulator.

3. Use of the Website:
Use of this website implies acceptance of these terms and conditions. The user undertakes to:
• Use the website lawfully and in good faith
• Not damage, disable or overload the website
• Not introduce viruses or malicious code
• Respect intellectual property rights

4. Intellectual Property:
All content on the website, including text, images, logos and software, is the property of Negocio Assertivo, Lda or used with the permission of the respective owners.
The reproduction, distribution or use of the content without prior authorisation is prohibited.

5. Credit Simulator:
The credit simulator available on the website is for informational and guidance purposes only.
The figures shown are estimates and do not constitute a binding offer.
The final credit terms depend on the analysis of the financial institutions.

6. Limitation of Liability:
Negócio Assertivo is not responsible for:
• Temporary interruptions to the website
• Errors or omissions in the content
• Damage resulting from misuse of the website
• Decisions made based on simulations

7. External Links:
The website may contain links to external sites. Negócio Assertivo, Lda is not responsible for the content or policies of these sites.

8. Data Protection:
The processing of personal data is governed by the Privacy Policy available on this website.

9. Changes:
Negócio Assertivo, Lda reserves the right to change these terms at any time without prior notice.

10. Applicable Law:
These terms are governed by Portuguese law. In the event of a dispute, the court of the district where the person responsible for the website is domiciled shall have jurisdiction.

Last update: xxx

© 2025 Negocio Assertivo, Lda | Linked Credit Intermediary