INFORMATION FOR CONSUMERS REGARDING THE ACTIVITY OF CREDIT INTERMEDIATION

Company name:
Negócio Assertivo, Lda

Professional Address:
Rua Almada Negreiros, no. 5, 8700-275 Olhão

Registration Number with the Bank of Portugal:
0008521

Telephone Contact:
+351 968 090 698

Email Address:
info@negocioassertivo.pt

Category of Credit Intermediary:
Tied Credit Intermediary

Types of Credit Covered:

• Mortgage Credit

Lenders or group of lenders with whom a binding contract is maintained:

• Caixa Geral de Depósitos, S.A. (form filled out and signed by management)

Exclusivity Regime:
No

Credit Intermediation Services:

• Presentation or proposal of consumer credit agreements;

• Assistance to consumers, through preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by you.

• Conclusion of credit agreements with consumers on behalf of lenders

Consulting Services:
Yes

Entity providing civil liability insurance:
Companhia de Seguros Allianz Portugal, S.A.
Rua Andrade Corvo, 32. 1069-014
Lisboa
NIPC 500069514

Insurance Contract Number:Apólice – 208019702
Validity period of insurance contracts:
Valid from 18/12/2025 to 17/12/2026.
The policy is automatic and annually renewable, starting on 18/12/2026.

Supervisory Authority:
Bank of Portugal

Submission of Complaints:

• Electronically through the Complaints Book platform: www.livroreclamacoes.pt

• Directly to the supervisory authority (Bank of Portugal) through the platform: clientebancario.bportugal.pt/formulario-nova-reclamacao

Alternative Dispute Resolution Entities adhered to:

• National Centre for Consumer Conflict Information and Arbitration

• Centre for Information, Mediation and Arbitration of Consumer Conflicts of the Algarve – Arbitral Tribunal

Consultation of the Credit Intermediary Register:
The register can be consulted on the Bank Customer Portal: https://www.bportugal.pt/intermediariocreditofar/negocio-assertivo-lda

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In compliance with paragraph k) of no. 1 of Article 53 of the RJIC, the credit intermediary is prohibited from receiving or delivering any amounts related to the formation, execution, or early fulfilment of credit agreements, pursuant to Article 46 of the same legal framework.